Expense tracking
Log what you spend, categorized and dated, without needing a bank connection.
Money & debts
Track who owes you money, without a bill-splitting app
An IOU tracker for who owes you money, plus expenses, income, and debts, with a paid, pending, or partial status on each one, for the one-off IOU between two people that a group-splitting app isn't built for.
Why this exists
Is Splitwise overkill for one friend who owes you $40?
Bill-splitting apps assume a group event with several people settling up at once. A one-off loan to a friend, a partial repayment on a debt, or tracking what a single client still owes doesn't fit that shape, and most dedicated IOU apps only support a binary paid-or-not status that doesn't capture a partial payment either.
Finance tracks expense, income, debt, and receivable records with a status of paid, pending, or partial, so “they paid back half” is a real state, not a workaround. Related records can be grouped together, so a shared expense or an ongoing debt stays organized without forcing it into a group-splitting tool built for something else.
What you get
What can the finance tracker record?
Income tracking
Track income from any source: salary, freelance work, or a one-off payment.
Debts and receivables
Track what you owe and what others owe you as distinct record types, not folded into generic expenses.
Partial payment status
Mark a debt or receivable paid, pending, or partial, so a half-settled balance is represented accurately, not rounded to yes or no.
Questions
Frequently asked about Finance
Is this a bill-splitting app like Splitwise?
No. It's built for tracking your own expenses, income, and individual debts or receivables, including one-off personal loans that a group-splitting tool isn't designed around.
What does “partial” status mean on a debt?
It represents a debt or receivable that's been paid down but not fully settled, something most trackers only let you mark as paid or unpaid, with nothing in between.
Can I group related finance records together?
Yes. Finance groups let you bundle related records, shared expenses on one trip, or several payments toward the same debt, and see their combined total.
Can I track money I owe as well as money owed to me?
Yes. Debts (money you owe) and receivables (money someone owes you) are separate record types, each with a paid, pending, or partial status, so both sides of every IOU stay visible in one place.
Does it work as an expense tracker and income tracker too?
Yes. Finance also records expenses and income from any source, salary, freelance work, or a one-off payment, so spending, earning, debts, and receivables sit together without connecting a bank account.
Also in your workspace
Pairs well with
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